According to Swiss Re, the international reinsurance company which publishes the annual Sigma Report (the latest subtitled, “Natural Catastrophes and Man-made Disasters in 2010”) the cost of disasters rose last year compared to 2009. Quoting the report:

Natural catastrophes and man-made disasters claimed nearly 304,000 victims and resulted in economic losses of close to USD 218 billion in 2010. The cost to insurers was more than USD 43 billion. Compared to 2009, insured losses were more than 60% higher in 2010, but still below 2005, the year that insured losses soared after Hurricane Katrina, Wilma and Rita struck the US. In 2010, 304 catastrophic events occurred, consisting of 167 natural catastrophes and 137 man-made disasters. […] Some of the most devastating earthquakes in history occurred in 2010. In fact, 78% of approximately 297,000 fatalities caused by natural disasters in 2010, were attributable to earthquakes.

Clearly, natural disasters were the cause of the largest catastrophes, not to mention the largest underwriting losses for insurers. However, sadly as noted, earthquakes were the cause of the most deaths.

Certainly, earthquakes have been front page news in recent years. Looking back, among the most widely reported in recent years were the 2004 Indian Ocean earthquake, which triggered the tsunami wave devastating the coastline of Indonesia, Thailand and other Asian countries, killing 230,000 people; and, the 2010 earthquake in Haiti resulting in approximately 220,000 deaths. This year (2011), other headline earthquakes have occurred. Among them, New Zealand (6.3 on the Richter Scale, February 11) and the catastrophic 9.0-scale quake in Japan on March 11.

Are the incidence and severity of earthquakes increasing? It’s a pivotal question for several reasons, not the least of which is that Bible prophecy makes frequent references to earthquakes. In the book of Revelation alone, the word “earthquake” (seismos in Greek) comes up seven times. As such, can recent earthquakes be seen as fulfillment of Bible prophecy? To answer those questions, we will need to turn to the Bible. A number of other last-day disasters are also prophesied, including famines, pestilences, and hailstorms, among others. We will have to consider the advent of these phenomena as well in answering the question of when earthquakes are prophesied to increase.

As we will see, if we rightly balance all of Scripture, the Bible gives clear guidance on these questions. We find wonderfully confirming symmetry and alignment between Old and New Testament prophecies. Moreover, as we will conclude, the Lord’s return (the Rapture) is right at the door and could occur at any time.

Earthquakes and Natural Disasters Prophesied

Indeed, the Bible in no uncertain terms indicates that great natural disasters, famines, and other types of disruptions will occur in the very last days. Their scale and impact will be greater than ever before in history. But when, exactly, will these occur? Can some of these phenomena already be identified today? In answering this question, we will primarily focus on earthquakes, partly for reasons of space, but mostly because they play such a prominent role in the Bible and prophecy.

The entirety of Creation is often shown to display its fear and reverence for the Lord in the form of “quaking” in a number of Scriptures (Psalms 75:3, 96:9, 99:1, 114:7, Exodus 15:14 to name a few). Moreover, the Bible mentions historical earthquakes (i.e. the great earthquake during the time of King Uzziah, which is mentioned by both Amos and Zechariah). Most sobering, however, are the earthquakes that are prophesied to occur in the endtimes. Not only are they a frequent subject of prophecy, but Jesus Christ himself also confirmed that there would be “earthquakes in diverse places” before the end comes.

Where do we find the key information on endtime natural disasters in the New Testament … particularly earthquakes? For the most part, primarily in two places: in the prophecies of Christ (the Olivet Discourse, found in Matthew 24, Mark 13, and Luke 21) and the Book of Revelation.

However, readers may find it surprising to learn that the earthquakes of the Olivet Discourse are not the ones mentioned in Revelation. Not only are they different, but they also occur in separate stages of the last days.

When the disciples asked Christ, “When shall these things be?” He said the following:

And ye shall hear of wars and rumors of wars: see that ye be not troubled: for all these things must come to pass, but the end is not yet. For nation shall rise against nation, and kingdom against kingdom: and there shall be famines, and pestilences, and earthquakes, in divers places. All these are the beginning of sorrows (Matthew 24: 6-8).

All three accounts of the Olivet Discourse confirm that the “earthquakes in various places” occur during the period called the “beginning of sorrows.” Crucial to note at this point is that these earthquakes do not occur at the “end” of sorrows, nor before the sorrows. They clearly occur during the “beginning of sorrows.”

According to this writer’s understanding, this time of “sorrows” refers to the first half (42 months) of the 7-year tribulation period. The time of “Jacob’s trouble” (Jeremiah 30:7) and the “day of Lord” (a term often mentioned by the Old Testament prophets, though this latter term can refer to other periods as well … i.e. the entire Tribulation, the last half of the Tribulation period, the final day that Christ overthrows Satan and the rulers of earth) refer to the second period of 42 months, often called the Great Tribulation. When Christ says that “the end is not yet” (Matthew 24:6, Mark 13:7 and Luke 21:9), in this writer’s opinion, He is referring to the entire 7-year Tribulation period. In other words, the Tribulation period has not started yet.

We note then that Christ clearly partitions his prophecies into three separate time periods: 1. that which is before the “end” comes (“the end is not yet”); 2. the beginning of the end, which is referred to as the “beginning of sorrows” (Matthew 24:8, Mark 13:8); and 3. the time that comes thereafter (events described from Matthew 24:9 onwards).

As such, we must conclude that the earthquakes that Christ says will occur in “diverse places” occur in the first 42 months of the Tribulation period. However, before we settle on this conclusion, we have yet more evidence to examine. Next, we must address this question: just when do the earthquakes mentioned in the book of Revelation occur?

The Earthquakes of Revelation

The book of Revelation tells us of at least 5 earthquakes that occur during the Tribulation period.

The first one mentioned occurs at the time of the 6th seal (Revelation 6). It is a massive, worldwide earthquake that signifies the start of God’s wrath (and, in this writer’s opinion, likely the start of the Great Tribulation). The entire world recognizes this fact, stating that “the great day of His wrath is come” (Revelation 6:17). Fearsome apocalyptic phenomena occur at that time, which are clearly seen to be “acts of God.”

And I beheld when he had opened the sixth seal, and, lo, there was a great earthquake; and the sun became black as sackcloth of hair, and the moon became as blood; And the stars of heaven fell unto the earth, even as a fig tree casteth her untimely figs, when she is shaken of a mighty wind. And the heaven departed as a scroll when it is rolled together; and every mountain and island were moved out of their places. And the kings of the earth, and the great men, and the rich men, and the chief captains, and the mighty men, and every bondman, and every free man, hid themselves in the dens and in the rocks of the mountains; And said to the mountains and rocks, Fall on us, and hide us from the face of him that sitteth on the throne, and from the wrath of the Lamb (Revelation 6:12-16).

Several Old Testament prophets also prophesy of this time.

Says Isaiah:

So man will be brought low and mankind humbled—do not forgive them. Go into the rocks, hide in the ground from dread of the LORD and the splendor of his majesty! (Isaiah 2:9-10, NIV).And they shall go into the holes of the rocks, and into the caves of the earth, for fear of the LORD, and for the glory of his majesty, when he ariseth to shake terribly the earth. In that day a man shall cast his idols of silver, and his idols of gold, which they made each one for himself to worship, to the moles and to the bats; To go into the clefts of the rocks, and into the tops of the ragged rocks, for fear of the LORD, and for the glory of his majesty, when he ariseth to shake terribly the earth (Isaiah 2:19-21).

Hosea also sees this time: “[…] Then they will say to the mountains, ‘Cover us!’ and to the hills, ‘Fall on us!’” (Hosea 10:8). Luke confirms this vision—“they will say to the mountains, ‘Fall on us!’ and to the hills, ‘Cover us!’” (Luke 23:30). Joel says:“The earth shall quake before them; the heavens shall tremble: the sun and the moon shall be dark, and the stars shall withdraw their shining” (Joel 2:10).  (See also Job 9:6, Hebrews 12:26-27 and Isaiah 13:13.)

Ezekiel also speaks in alignment with the words spoken through other prophets by the Holy Spirit:

[…] that my fury shall come up in my face. For in my jealousyand in the fire of my wrath have I spoken, Surely in that day there shall be a great shaking in the land of Israel; So that the fishes of the sea, and the fowls of the heaven, and the beasts of the field, and all creeping things that creep upon the earth, and all the men that are upon the face of the earth, shall shake at my presence, and the mountains shall be thrown down, and the steep places shall fall, and every wall shall fall to the ground (Ezekiel 38:18-20).

The next earthquake occurs at the onset of the 7th seal. A single earthquake occurs at this time, along with other events, including thunder and lightning. “And the angel took the censer, and filled it with fire of the altar, and cast it into the earth: and there were voices, and thunderings, and lightnings, and an earthquake” (Revelation 8:5).

The third earthquake of Revelation occurs at the time of the second woe, the 6th trumpet. This is a local one. “And the same hour was there a great earthquake, and the tenth part of the city fell, and in the earthquake were slain of men seven thousand: and the remnant were affrighted, and gave glory to the God of heaven” (Revelation 11:13).

After the 7th trumpet is blown by the 7th angel, a fourth earthquake is mentioned. Again, a single earthquake occurs along with other phenomena. “And the temple of God was opened in heaven, and there was seen in his temple the ark of his testament: and there were lightnings, and voices, and thunderings, and an earthquake, and great hail” (Revelation 11:19).

In the final Part II of this article series, we will complete our review of prophesied earthquakes and other apocalyptic phenomena. One more earthquake, the greatest of all history, remains to be reviewed. We will also conclusively answer the question: are earthquakes already increasing today?

Points to Ponder – Part I

To no surprise, the commercial world is fixated with the possibility of the costs of disasters and other risks. The World Economic Forum (WEF) (an organization sponsored by some 1,000-plus multinational corporations) every year publishes a world risk report. Its latest risk assessment (Global Risks 2011, Sixth Edition) considers the “perceived impact” (their term for potential losses) due to infectious diseases, earthquakes, volcanic disruptions and food security at a total of $500 billion. These outcomes are considered “likely” to occur over the next ten years. Two additional natural phenomena (of a total of some 40 factors reviewed) fall into the natural disaster category—flooding, and storms and cyclones. Their probability is considered to be even higher—namely, “very likely”—accounting for another $500 billion in “perceived impact.” As such, according to the WEF, natural disasters could have a monetary impact of some $1 trillion over the next 10 years. Would the Bible agree?

We continue in Part II.

The Global Financial Crisis (GFC) of the past few years has ravaged many households. Millions are living in dire conditions not dissimilar to those experienced in the time of the 1930s Great Depression. Over 42 million American households today rely upon food stamps.1 That is an increase of 44% since the start of the GFC (considered to be early September 2008 when the firm of Lehman Brothers collapsed). One of the busiest times of the month for Wal-mart is now early in the morning on the first day of the month, when the food stamp cards are transactionable.

The GFC is not over; it is still morphing through various stages. Lately, financial troubles are ripping through parts of Europe. Much more trouble surely lies ahead elsewhere. The GFC indeed could represent a preliminary phase of the global economic travails that ultimately manifest in the final economic collapses detailed in the book of Revelation. However, events can unfold in unexpected and deceitful ways.

A deceptive aspect of the times is that even as many more people have fallen into difficult circumstance, perhaps losing all or a considerable part of their savings in the real estate crash, the wealthy seem to be doing fine. Yes, many wealthy people also suffered loss throughout the GFC. However, as a group, they nevertheless today account for a greater share of national wealth than likely ever before in America’s history.

According to one recent estimate, the richest 20% of all U.S. households now account for 84% of all wealth.2 Another survey dating back to 2006 data, focusing on the top 0.01% (1 hundredth of 1%) of the U.S. population, shows this group earning 976 times the income of the bottom 90%. That ratio by far exceeds the extremes of 1928, the last peak period of an extreme wealth distribution in the U.S. Therefore, even while we see luxury goods in high demand today, we also observe that the majority of households have reduced their overall spending … even on staple goods.

We live in a period of time where the financial world has become decoupled from the real world. In other words, the realm of financial wealth and asset markets has become its own master, seeking to insulate itself from the real-life underpinnings of the day-to-day world of labor, income and massive household indebtedness. Today, rather than money being in the service of mankind, societies have been taken into the bondage of servicing money. Whenever such a state of affairs has occurred in past history, it has ultimately led to a demise of that society. Unless things change, this same outcome is likely to befall America, Canada and a host of other countries.

In fact, today these conditions impact the entire world, not just individual countries. The globalized financial edifice is looting entire countries, progressively forcing governments to appropriate taxpayer monies to bailout banks and global sovereign bond markets.

The Façade of Rich Hopes

The topic of wealth … should we even discuss it? According to the prophet Amos, perhaps we shouldn’t. He said: “Therefore the prudent man keeps quiet in such times, for the times are evil” (Amos 5:13). To have any opinion on the accumulation of riches in these times is to be branded of a particular political persuasion—perhaps Democrat, Republican, Libertarian … even a Socialist or a Communist. It is a particularly treacherous topic in North America. Why? Because the ideas of opportunity for all … the freedom to excel … property rights … human rights … etc. … run deep. These represent the very foundation of the American Way. It is not that any of these notions are unreasonable or reprehensible. They should be upheld. However, along the way, the object of worship has changed. The focus has turned from these ideas to the acquisition of money and wealth itself—in short: greed and humanistic materialism.

None of these comments are meant to support any one particular political view. They are simply Biblical statements of fact which confirm the vulnerabilities of the human heart to corruption. We are therefore speaking here of human affections, not political philosophies.

Capitalism and Other Views Not Sanctified

For some, the objective of the maximization of wealth is a religion itself… an “ism.” Anything that would stand in the way of this Mammon edifice must be struck down and removed. To them, money exists for its own sake. All policies of state and matters of human life must be in subservience to increasing wealth. And so, increasingly for the entire world, wealth has been transformed into a highly visible financial form, one that is narrow and deceiving.

Without naming names or politicizing the views being expressed here, it is very evident that many rich and powerful individuals, the corporate sector represented by the large multinational corporations, as well as the parasitic financial community (collectively referred to as Wall Street), are run by the interests of money. They have tremendous influence and lobby hard to continue the pursuit of even more wealth. That societies may be crumbling; that the global economic standing of entire nation states is being sacrificed; that an ever larger portion of humanity is being enslaved are just part of the competitive scoring game.

Quoting Dr. Michael Hudson, in America:

We are dealing with shameless demagogy. The financial End Time has arrived. […] The argument is made that ‘The rich create jobs.’ After all, somebody has to build the yachts. What is missing is the more general principle: Wealth and income inequality destroy job creation. This is because beyond the wealthy soon reach a limit on how much they can consume. They spend their money buying financial securities – mainly bonds, which end up indebting the economy. And the debt overhead is what is pushing today’s economy into deepening depression. 3

Being or becoming wealthy is not a sin, though few are able to remain untainted by its influence. On the other hand, desiring to be wealthy or to oppress others in the effort to attain or preserve wealth is a sin. Such motives, if not curtailed, lead to destruction, as the Bible outlines. In fact, it could be considered a physical law that applies to anything that draws the affections of mankind. “[…] Some people, eager for money, have wandered from the faith and pierced themselves with many griefs” (1 Timothy 6:10).Today, we see ample evidence of the destructive trends of wealth hoarding at work.

The Bible’s View on Today

Let’s allow the Bible to speak of the indictments and judgments that applied to Israel andJudah during similar times of elitism and economic oppression. Please read these statements and compare them to conditions evident in our day:

Son of man, say to the land […], There is a conspiracy of her princes within her like a roaring lion tearing its prey; they devour people, take treasures and precious things and make many widows within her. […] Her officials within her are like wolves tearing their prey; they shed blood and kill people to make unjust gain. […] The people of the land practice extortion and commit robbery; they oppress the poor and needy and mistreat the alien, denying them justice (Ezekiel 22:24-25, 27, 29).

Hear this word, you cows of Bashan on Mount Samaria, you women who oppress the poor and crush the needy and say to your husbands, ‘Bring us some drinks!’ (Amos 4:1).

‘So I will come near to you for judgment. I will be quick to testify against sorcerers, […] against those who defraud laborers of their wages, who oppress the widows and the fatherless, and deprive aliens of justice, but do not fear me,’ says the LORD Almighty (Malachi 3:5).

For I know how many are your offenses and how great your sins. You oppress the righteous and take bribes and you deprive the poor of justice in the courts (Amos 5:12).

Woe to those who plan iniquity, to those who plot evil on their beds! At morning’s light they carry it out because it is in their power to do it. They covet fields and seize them, and houses, and take them. They defraud a man of his home, a fellowman of his inheritance” (Micah 2:1-2).

Do any of the conditions or attitudes exemplified in the Spirit-inspired statements of the prophets cited above, apply in our day? Most readers will likely agree.

Moreover, an attitude of rapaciousness and an incessant striving for gain is rampant. Attitudes such as these were also spoken against by the prophets. Consider Nahum indicting the brutal Assyrians, saying, “You have increased the number of your merchants till they are more than the stars of the sky, but like locusts they strip the land and then fly away” (Nahum 3:16). Today, avaricious actions such as these take different forms. For example, a company is taken over, its assets stripped, laborers downsized, and then it is laden up with debt to pay out gains to its acquirers. Not only do actions such as these undermine the strength of these companies, but also entire nations.

As well, the obsession of multiplying wealth for its own sake, was also deplored by the prophets. Said Isaiah: “Woe to you who add house to house and join field to field till no space is left and you live alone in the land” (Isaiah 5:8). We see here that the objective of gaining wealth—of piling up and hoarding riches—is not to be the leitmotif of life. The incessant striving for “growth and increase” virtually ensures that a large number of poor will result, destroying society.

Points to Ponder

This writer believes that the conditions of materialism and economic oppression witnessed today—even in such advanced nations as the U.S., Canada and others—is at least as rampant as during the times that the prophets sounded the warnings and indictments against Judah and Israel. The divide between the rich and poor has become extreme. No Jubilee Year is practiced as in ancient times of the Hebrews, where all liabilities are forgiven and the forces of exponential gain are again reset to zero. (“In this Year of Jubilee, everyone is to return to his own property” (Leviticus 25:13)).  In today’s world driven by global materialism, there is no rebalancing of wealth and property other than through eventual calamitous financial busts and economic depressions.

To date, global leaders and finance ministers from the major nations have no answer to the Global Financial Crisis other than to reshuffle debt and to shift liabilities upon governments and aging populations. There is no possibility of a voluntary Jubilee Year. The net result is even greater financial slavery for the average citizen; even greater relative wealth of the “haves.” Yes, some leaders speak of a return to “stewardship” and stopping the march into greater indebtedness. However, for the most part, societies and their leaders will opt for policies that seem the lightest … that promise deferral of the ultimate consequences, even if only for a period of months.

But surely, the judgments that were carried out against Israel and Judah for their economic sins could never happen to the U.S. or Canada, for example. Many refuse to believe that today’s generation will not be absolved of its idolatries and sins, on the good credit of prior generations that may have founded their nation upon Christian principles. Or, they may think themselves impervious to judgment because of the great evangelical outreaches and good deeds to the rest of the world that were birthed in their country.

They forget the lessons of ancient Israel and Judah and the principle illustrated in Ezekiel 18. Here Ezekiel provides a detailed illustration of the accountabilities of fathers and sons, concluding that each generation must answer for its own conduct. For example, the sins of the son cannot be absolved on the strengths of the good deeds of the father. Says Ezekiel: “For every living soul belongs to me, the father as well as the son—both alike belong to me. The soul who sins is the one who will die” (Ezekiel 18:4-5).

As such, the immoral and evil conditions that we witness today will be accounted to the current generation. God is faithful, a respecter of no one. As Apostle Paul observed, “The one who sows to please his sinful nature, from that nature will reap destruction; the one who sows to please the Spirit, from the Spirit will reap eternal life” (Galatians 6:8).

Living in this dispensation upon earth, great and wonderful promises have been given to us in addition to salvation. While the world becomes mired in its humanistic materialism, losing everything, we can translate what we have into eternal riches, “where moth and rust do not destroy, and where thieves do not break in and steal” (Matthew 6:20), gaining everything. “I tell you, use worldly wealth to gain friends for yourselves, so that when it is gone, you will be welcomed into eternal dwellings” (Luke 16:9).

1 August 2010 statistic released by the U.S. Department of Agriculture in November 2010.
2 Michael I. Norton & Dan Ariely, “Building a Better America – One Wealth Quintile at a Time.”
3 Michael Hudson, “The Coming Sell-Out to the Super Rich and What It Means for the Rest of Us,” www.counterpunch.com. Accessed November 15, 2010.