The Tribulation Hour Survival Guide

The purpose of this manual is twofold: First of all, it is to warn those who receive this manual prior to the Tribulation Hour of the events that will take place in the last days as foretold in the Bible. Based on what the Bible has to say about future events, nobody in their right mind would want live on earth after the rapture. Hopefully, many will read, believe, seek God, repent and be saved. Salvation is very simple, so simple to attain, in fact, that most people cannot accept its simplicity; thereby reject it completely. However, it is complex because it is life-changing and based on that which we cannot see; it is based on faith. Simple, because Jesus does all the work. If you want to be saved and have eternal life, simply pray in belief and humility to Lord Jesus:

“Lord Jesus, I know that I am a sinner and ask you to forgive me of my sins and prepare for me a new heart. I surrender my life to you.”

Secondly, to those left behind after the Tribulation, this is indeed a survival manual. You still have an opportunity to repent and have eternal life. The same prayer of salvation is applicable to you; the only difference is that you will spend a little time experiencing a taste of hell while you remain on earth.

Let me be really frank with you. If you are reading this manual and the rapture has already occurred, then you probably are not going to physically survive; you most likely will die sometime in the next few years. This manual is about the survival of your soul. You are going to go through terrible suffering. The only question that remains is whether you will go to Heaven or go to hell when you die.

Definition: Tribulation Hour or Rapture

This is the event that will occur when Jesus calls His followers (both gentile and Jewish believers) with a trumpet blast, and in the “twinkling of an eye” they will be removed from the earth and transported to be with Jesus in the heavens.

Biblical Foundation for the Tribulation

“Take notice, I am telling you a secret. We shall not all die but we shall all be changed, in a moment, in the twinkling of an eye, at the last trumpet call. For the trumpet will sound and the dead will be raised imperishable, and we shall all be changed” (I Corinthians 15:51-52).

“For with a shout, with the voice of the archangel and the trumpet of God, the Lord Himself will descend from Heaven, and those who died in Christ will rise first. Afterward we, the living who remain, will be caught up along with them in the clouds to meet the Lord in the air. And so we shall forever be with the Lord” (I Thessalonians 4:16-17).

“…For I am going away to prepare a place for you. And when I have gone and have prepared a place for you, I will come again and take you to Myself so that where I am, you also will be” (John 14:2-3).

Events and Circumstances Prior to the Tribulation Hour

At the time that this manual was being written, and for the remainder of the time left in this age, the one word that describes the condition of the world is change. All of this change is being accomplished through the work of Satan, as he cannot tolerate anything that originated from God’s creation. Originally, the Bible tells us that when God created the world He declared that it was “good.” That means that it was perfect and no changes were necessary. Included in His creation were standards to live by that He gave to Adam and Eve. These standards covered everything from how to live in our private lives, to proper domestic relationships, to principles for governing a community. Satan seeks to change everything that God has created and established, thus he has used his power and influence in the world to make subtle deviations to God’s original plan. Satan’s goal is to establish a world order headed by his protege (the world dictator known in the Bible as the Beast and anti-christ) who will spend his time and effort changing everything to be in opposition to God’s will as expressed in the Bible. This is predicted in the Bible in the book of Daniel: “and he will intend to make alterations in times and in law.”

POLITICAL
In today’s political environment there is no effective leadership in the world. Every nation lacks strong and competent leaders able to deal with the problems at home and abroad. The United States, which has been the world leader for the last 50 years, has steadily lost its influence among other nations because of political leaders in the United States who have no moral center to direct their decision making process. However, this distrust and dislike of government and government leaders is not just an American phenomenon but is a common theme in Europe, South America, Asia and the entire world. Because of this leadership vacuum in the world, there is now an opportunity for a man to arise who is very charismatic, strong, and attractive to peoples of all nations. Based on the prophecies in the Bible such a man will arise, and he will be successful in uniting the various nations to rule as a dictator.

The move to unite the world under one government has been active since the early 1950’s, and in recent years this has become more of a reality as many nations have given up their sovereignty to the United Nations during armed intervention of conflicts (eg. Kuwait, Somalia, Bosnia). In these conflicts, the nations of the world contributed manpower and machinery to be used under the flag of the United Nations. The United States of America surrendered its sovereignty in these situations to much weaker nations by allowing its military to be controlled by these nations. In addition to these military actions the nations of the world also agreed to control trade and labor practices with international treaties such as NAFTA and GATT.

There is no dominant nation to provide leadership to the world, thus the stage is set for a man to arise out of the masses to unite the world as dictator.

SOCIAL
The foundational building block of society, that element which has always been responsible for social order and peace, is the family, and it has been virtually destroyed. The family is to be a man, his wife and their children. The man provides for the wife and children, the wife nurtures and educates the children, and the children obey their parents. In a community of families, adults hold the other adults and children accountable for their actions. The family is based on marriage.

Marriage is an institution of God and therefore hated by Satan. The devil has worked very hard, primarily through communications media such as TV, movies, news journalists, and entertainment in general to convince women that marriage is detrimental to their freedom and fulfillment in life. Satan has deceived women into believing that they have the same sexual desire as men and that all differences are the result of culture. Satan has worked hard to divide men and women and have them at war with one another, and because of this, the violence between men and women has dramatically increased.

Civil war has been a constant theme of this age and unrest will continue into the end times: man vs. women, black vs. white, Muslim vs. Jew, Catholic vs. Protestant, Muslim vs. Christian, one Muslim faction vs. another Muslim faction, one black African tribe vs. another black African tribe, nation vs. nation, people vs. people. Whatever divides people into different groups, Satan uses to inspire hate, strife and violence.

Homosexuality and all sorts of perverse behavior are accepted as normal. The world dictator (anti-christ) himself will not have the normal sexual attraction to women and may be asexual. Many theologians believe that he will probably be openly homosexual as indicated in the Bible in the book of Daniel 11:37: “and he will show no regard for the gods of his fathers or for the desire of women”. And therefore, after the rapture, more than likely marriage will be discouraged or illegal, and homosexual and lesbian relationships highly encouraged.

ECONOMIC
On the economic scene, the trend is toward poverty for the masses with wealth concentrated into the hands of very few people. These controllers of the wealth will be the kings of commerce and banking and also be the power behind politics of the world. Small businesses are merged into larger companies and the larger companies merge with themselves to increase profits. The result is huge multi-national companies that have no allegiance to any community, state, nation or people, whose only allegiance is to increased profits for management and shareholders. The result is workers who are little more than peasants and presidents of companies who are more and more like kings. It will be these “kings” who usher in the world dictator to protect their wealth and power. Expect all commerce, buying and selling, to be controlled by a mark on the right hand or forehead of every person who wants to participate in the economy. Only those people with the mark will be able to buy and sell, but the consequences of taking the mark is eternal damnation (Rev 14:9-11).

Therefore don’t take that mark. You will have a very difficult time surviving, and probably won’t, but you will save your soul. Again, don’t take the mark on your right hand or forehead.

GEOPHYSICAL
In the gospel of Matthew, chapter 24, Jesus spoke to his disciples and indicated to them that one of the signs of the time of the end of the world would be, “…as it were in the days of Noah so will the coming of the son of man be.” We read in Genesis that in the days of Noah “the earth was filled with violence.”. This speaks not only of the violence that men inflict on one another–war, civil wars, rape, brutality, murder, abortion, and other indiscriminate, random acts of violence, but the earth itself is also filled with violence. We see increasing earthquakes, volcanoes, hurricanes, tornadoes, floods, drought, lightning storms and unusual atmospheric phenomena. While all of these have existed in the past, over the last 50 years, the number and intensity of these conditions and the property damage associated with these natural catastrophes has increased. As the level of violence that the human species has inflicted on one another has increased, so has the violent reaction of the earth increased.

Tribulation Hour Signs of the Times

When Jesus’ disciples asked Him about the signs that would be a precursor to His coming and the end of the age His response, recorded in Matthew 24, was:

  • Wars and rumors of wars
  • Nation will rise against nation. It is very interesting to note that the Greek word that is translated as nation is “ethnos” which deals with ethnic background and race. Most of the wars and conflicts are wars among ethnic groups and tribes.
  • Kingdom will rise against kingdom
  • Famines
  • Earthquakes are like the early pangs of childbirth. As the time grows nearer and nearer to His coming, the frequency and intensity of these five signs will increase.
  • The followers of Jesus will be handed over to be persecuted and killed. This is happening with more frequency in the Muslim controlled nations in the Middle East, and in Africa where Black
  • Muslims are enslaving Black Christians.
  • Christians will be hated by all nations on account of His name. In many parts of the world, Christians are jailed and killed for their beliefs; in the United States those who are Christians are hated by the media and liberals, and are known by the code words “religious right.”
  • Many will fall away…that is, many who claimed to be Christians will recant their faith, and betray and hate Christians.
  • Many false prophets will arise and deceive many.
  • Due to excessive lawlessness, the love of many will grow cold.
  • The Rapture

This is an event that will not be hidden. The concept of the rapture has already been made known to the masses. It will be treated with ridicule, contempt and mockery by the world’s media, but God will see to it that it will be highly publicized before it occurs just so that those left behind might still come to their senses. It will occur in the open, and everybody left behind will know someone who was raptured.

It will happen suddenly, unexpectedly, and lightning fast–“in the twinkling of an eye,” as the Bible puts it. And there will be evidence all over the world that this event occurred. Some national leaders will disappear, celebrities in entertainment and professional sports will disappear, entire families will disappear, disbelieving spouses will see their mates vanish, children will disappear. Bank accounts, homes, cars, businesses and relationships will be left behind. The problem for the world’s leaders will be trying to convince people that it didn’t happen. Because if the world’s leaders admit that it did happen then, logically, everything Christians preached about Jesus Christ being the Son of God, the Savior, the Messiah, the Prince of Peace, the Lord of Lords and King of Kings and everything that Jesus preached and taught must be true. And if all of this is true, then the only logical response would be to fall on one’s knees before God in confession and repentance and absolute submission to every word of God (as revealed in the Bible). But all of this is diametrically opposed to the way of the world, which preaches freedom from the constraints of God’s word, perverse sex, materialism and the devaluation of human life. So, although the rapture will shock everybody and will be covered in the media and everybody left will be aware of someone who is gone, the leaders of the world will begin their great deception, trying to convince the population left behind that there was no rapture.

How is this going to be accomplished? Well, pretty easily because most of the people left behind are already in a state of deception. They have been deceived into believing that Jesus is not the Messiah; they have been deceived into believing that the word of God is not true; they have been deceived into living a lifestyle that only brings constant pain and suffering instead of the freedom and paradise that God offers. The world’s leaders will declare that there was no rapture, that a mass hysteria took place, and the news media will follow the party line. Then to make things easier, shortly after the rapture, one-fourth of the world’s population will be decimated due to wars, famine and plague. Those who were raptured will be counted among the dead.

After the Rapture

Shortly after the rapture, a seven-year period known in the Bible as the Great Tribulation will take place. It will begin with the signing of a peace agreement between Israel and her enemies and it will end with the physical return of Jesus Christ to set up His kingdom on earth. In between, will be seven years of terror for those on earth. The following events and trends will take place in that seven-year period:

A man will arise who will achieve victory after victory both in politics and in war(Rev 13:7). This man, who should be easily identified by his rapid rise and popularity, is your the anti-christ. Many people believe that this person must be Jewish. That is, in order for Jews to accept him as Messiah, only a Jew will suffice. This is not necessarily the case. The Bible does not specify that he is a Jew, and it does not specify nationality. Only God-fearing Jews will require a Jewish Messiah. The liberal, ungodly Jews who dominate Israel will be as lost when it comes to Biblical truth as the Gentiles of the world and will be deceived by his charisma, and more than likely, the desires of the world’s media. Currently the new nickname for the United States is the Great Satan. This may have some significance.

Violence will increase in all parts of the world, both nation against nation (ethnic wars) and domestically. Men will indiscriminately slay one another as peace will be removed from the earth (Rev 6:3-4).

  • There will be extreme inflation, poverty, and lack of food as one day’s wages will buy enough food for one day for one person (Rev 6:5-6).
  • In a very short period of time, one-quarter of the earth’s population will be killed due to wars, famine, pestilence and wild beasts. These wild beasts could very well be viruses, bacteria and other microbes. In late 1995, Time magazine ran a cover story on the rise of new infections and called microbes “malevolent little beasts” (Rev 6:7-8).
  • Many people will experience a religious conversion and become followers of Jesus Christ and most of these people will be hunted down and killed (Dan 7:21).
  • There will be a great earthquake, the sun will be blackened, the moon will turn red and all mountains and islands (which are underwater mountains) will be moved (Joel 2:30-32).
  • There will be a brief period of calm on the earth following this great earthquake which will give those who survive a false sense of security.
  • One-third of the earth, one-third of all of trees and all the green grass will be burned up due to a comet or meteor that hits the earth (Rev 8:7).
  • A meteor will hit the earth causing the sea to become like blood, killing one-third of all sea creatures and destroying one-third of all shipping (Rev 8:8-9).
  • A “star” named Wormwood will fall from the sky and poison one-third of all fresh water killing many people (Rev 8:10-11).
  • The sun, moon and stars will be darkened by one-third. The day and night will be reduced by one-third. There is some speculation that this means the rotation of the earth will be changed so that a day lasts only 16 hours instead of 24 hours (Rev 8:12).
  • Fearsome locust-like beings will be released from underground who only attack people who are not followers of Jesus Christ. These attacks will be very painful but last only 5 months (Rev 9:1-11).
  • An army of 200 million horse-like creatures will kill one-third of mankind (Rev 9:13-19).
  • Two men (known as witnesses, see item 7 below) of Jewish origin will preach the Gospel of Jesus Christ for 3 1/2 years and be killed at the midpoint of the 7 year tribulation. These two will be responsible for a 3 1/2 year world-wide drought and will be killed by the anti-christ (also known as the beast in the Bible).
  • People will be required to receive a mark on their right hand or forehead in order to buy and sell. Those who receive this mark will develop a loathsome and malignant sore on their bodies within a short period of time (Rev 13:13-18).
  • The oceans will chemically change and become like the blood of a dead man (congealed?) and everything in the sea will die (Rev 16:3).
  • The fresh waters will become like blood (Rev 16:4-7).
  • The sun will scorch the people on earth with fierce heat (Rev 16:8-9).
  • The throne of the anti-christ and his kingdom will become darkened (Rev 16:10-11).
  • The Euphrates river will dry up allowing the kings of the east to march westward (Rev 16:12).
  • The kings of the world will gather their armies together to battle God at Armageddon. There will be an earthquake so great that all of the mountains and islands will disappear. There will be hailstones weighing close to 100 pounds that will crush the armies that have gathered (Rev 16:17-22).
  • Shortly after this great earthquake, Jesus Christ will return with His army to claim the earth as His possession (Zech 14:3-5).
The Two Witnesses

These two men are God’s gift to the people of the earth who refused to submit to the lordship of Jesus Christ prior to the rapture, but who will recognize the error in their life and seek God knowing the terrible mistake they have made. These two men will proclaim the gospel and provide hope for those left behind. Their message is for the salvation of the soul. They will have no message as to how you can avoid the hell that life on earth has become, because there is no hope to avoid that tribulation. If you are left on earth, then your destiny is to suffer and more than likely die. But you still have the hope of salvation. Listen to what these two men are preaching and turn to God.

The Bible does not say who these two men are. Many speculate that they are Elijah and Enoch, two ancient prophets of God who never died. Regardless, they will be responsible for many of the natural catastrophes that will wreak havoc on the property and economy of the earth. They will have the power to prevent rain, and there will be a 3 1/2 year drought on earth until they die. They will turn water into blood and cause all kinds of plagues on earth and, in general, make life miserable for those who are living on earth. Also, they will be invincible, as many will try to kill them only to be killed by their own hands. Those who attempt to blow them up will themselves be blown up; those who attempt to shoot them will have their guns explode in their hands; those who attempt to poison them will be poisoned by their own efforts. Only the world dictator will be able to kill them and only when God allows it.

The purpose of all the misery that these two witnesses inflict on the earth dwellers is to turn people back to God in repentance. The misery will be so great that when the world dictator does finally kill these two, the world will rejoice in a Christmas-like celebration, giving gifts to one another. Three and one-half days after their death, they will be resurrected and, in full view of the entire population of the world, ascend to heaven at the command of God when He calls them to “Come up here.” Shortly after he kills the two witnesses, the world dictator will declare himself to be God. He is the anti-christ.

The 144,000 Jewish WitnessesShortly after the rapture, God will call His army of 144,000 Jewish believers into service to provide a voice of hope for Jews throughout the world. The best friends and most staunch supporters of Jews have always been true, believing Christians. It was this element of the world’s population that provided help and support for Israel and Jewish people. The rapture removed the Christian people from the earth and awakened the 144,000 to their purpose. These 144,000 preach to Jews worldwide that Jesus is the Messiah. These 144,000 will be spread out worldwide and more than likely go about in pairs, two by two, as Jesus instructed His disciples to do. It will be these 144,000 who will oppose Israel signing a peace treaty for protection; it will be the 144,000 who will identify the anti-christ for who he is; it will be the 144,000 who will warn Israel of the treachery of the anti-christ, and it will be the 144,000 who will lead the Jews worldwide to the hiding place prepared for them by God in the Judean desert. These 144,000 Jews are going to be strange people by normal standards: they will be celibate, very bold, fearless, spiritually strong and probably very much like John the Baptist. You can read more about the 144,000 witnesses in Revelation 14.

MoneyHard currency will become obsolete. This is no surprise, as banks and governments have been working to eliminate currency, coin money and paper transactions for decades. Currency and coin is expensive to produce, lends itself readily for drug trafficking and, with high tech equipment, is too easily counterfeited. Banks desire to eliminate the teller position as an expense item, and with the elimination of paper checks and currency, all financial transactions can be handled with a computer. The debit card will become the tool for all personal financial transactions. However, at some point after the rapture, probably right after the two witnesses are killed, everyone will be required to get a mark on their right hand or forehead in order to buy and sell. Do not, do not, do not under any circumstances participate by receiving this mark. All those who receive this mark known as “the mark of the beast” are doomed for eternity. By taking this mark you are swearing allegiance to the anti-christ. You may as well attempt to enjoy life as best you can because eternity for you will be hell. It is at this point that God will have separated His followers from Satan’s followers. Those who have taken the mark will persecute those without the mark. God will render judgment on those with the mark by inflicting them with a disgusting looking and very painful ulcer covering their bodies.

So how can a person without the mark survive and still buy and sell? Again, this will almost be impossible, but there will be people who are part of the anti-christ’s regime who don’t believe in the anti-christ; they are just “survivors” who pick the “winner” and seek to profit from that relationship. Therefore, save up for yourself gold; gold has always had value as money and always will, even in a cashless society. Identify one of these profiteers and seek to purchase food and living supplies from him. However, don’t ever disclose to him how much gold you have and where it is. You want to be more valuable to him as a dealer than as a bounty. By the way, you will have a price on your head for not taking the mark. Obviously you won’t be living an open life, as you will be in hiding somewhere at a remote location or in the forest on the outskirts of a large city. Your only goal will be to eat to live and hope to escape the militia hunting for you and those like you. Should you get caught, your fate will be either death or slavery.

If you receive this manual before the rapture and plan to be around after the rapture, then start storing up food and living supplies and put them into hiding in some remote and difficult to access area. You should include weaponry to defend yourself and medical supplies as part of your living supplies.

Safety Concerns

This era will be the most violent of times in the history of the world. Death, brutality and destruction will be part of everyday life. One of the defining characteristics of the last days following the rapture will be a lack of peace. There will be civil wars throughout the world: people will kill one another indiscriminately. Random acts of violence will fill people with fear. Car-jackings, home invasions, drive by shootings, and bombings will all increase with an intensity that will leave people with absolutely no sense of security.

In order to survive this time, you will need to remove yourself from society and live in a remote area that is difficult to access. Getting together with a group of like-minded people would provide additional support and safety.

As mentioned earlier, stock up on food, medicines, living supplies, weaponry and gold. You will need enough for 7 years. Don’t plan on being able to supplement your food with hunting and fishing because the stocks of wild animals and fish will have been depleted and destroyed by the 3 1/2 year worldwide drought and three successive meteor-like or comet-like objects that strike the earth sometime after the rapture. The 3 1/2 year drought is brought on by the two witnesses. The first object from outer space to strike the earth will destroy 1/3 of all trees and all the green grass on earth. The second object, more like a meteor, strikes the sea and destroys 1/3 of all sea creatures and 1/3 of all shipping. The third object turns 1/3 of all fresh water poisonous and kills many people. Needless to say, all of this will also seriously deplete the food supplies for the world’s population, causing food prices to skyrocket. Those people in the world who never before missed a meal or worried about food will become very familiar with hunger pangs and the feeling of going without food for long periods of time. This will be one of the causes of the increased violence as people become more self centered, short-tempered, and competitive for the food sources in short supply. As Jesus spoke to His disciples about these days, He said, “people will betray one another and hate one another…the love of many will grow cold.”

Health Concerns

Prior to the rapture, the world experienced an increase in health-related catastrophes, an increase in new infectious diseases and an increase in the return of diseases thought to have been eradicated or brought under control. The past few decades have brought on AIDS, EBOLA virus, flesh-eating bacteria, the return of tuberculosis, incurable gonorrhea, herpes and many other virtually incurable sexually transmitted diseases. After the rapture, things do not get better, as one quarter of the world’s population will die as the result of wars, famine and plague. Sometime after the two witnesses are murdered and after people are required to take the mark on the right hand or forehead, there will be a terrible plague causing a loathsome and malignant ulcer on the bodies of those who have taken the mark. This will be a very ugly and very painful sore that will make life miserable for those who have it.

In addition to all this, because of the poor economic situation worldwide and the 3 1/2 year drought that depletes the world’s supply of water, sanitation practices will deteriorate even in what were advanced nations in Europe and North America. With the short supply of water, there won’t be sufficient water for flushing toilets, taking baths, washing clothes and transporting wastewater to treatment facilities. This will result in the increase of typhus, cholera, salmonella and E.coli infections.

Therefore, since you have decided to reject Christ’s offer to join in the rapture, your concern is how to maintain good health in the post rapture era. You must build a supply of multiple vitamins with particular emphasis on anti-oxidants such as C and E and minerals. It will also be necessary to have a supply of disinfectants, particularly one that can be added to water to make it potable.

Above all, do not accept the mark of the beast on your right hand or forehead. If you do take the mark then nothing can be done for you. You will suffer the malignant ulcer making the rest of your life almost unbearable. Did you ever have a canker sore in your mouth? If so, then you know how painful that one little canker sore was. Now think of having canker sores all over your body, on your genitalia, in your mouth. Think how painful and unbearable your life will be. Then follow that misery with eternity in hell. Don’t take that mark.


— Kurt Seland

How To Survive Hard Economic Times

Rapture Climate

Our nation is on a collision course with financial calamity. America’s national debt is at historic high levels, and we are running deficits that cannot be maintained without eventually bankrupting our nation. The question at hand is how we can survive the economic hardship that would result from a default scenario.

I should probably first explain why Terry and I believe that a “Great Depression” scenario is unlikely to occur just ahead of the Rapture. Here is a condensed version of an email we sent out earlier this week:

We believe Jesus was talking about the Rapture climate in Luke 17:26-29.He used the “days of Noah and days of Lot” to prophesy the time of His coming again. He listed conditions at the time of that coming. People will be building, marrying, and planting–it will be business pretty much as usual for the times. Those times will, of course, be wicked–much like the mockers and violence of Noah’s day leading up to the Flood and the homosexuality and violence leading up to Sodom’s destruction.

This could not have been Jesus talking about the end of the Tribulation period. At the end of that will be the most horrendous time in history, according to Jesus (Matthew 24:21-22). At that time, as many as two-thirds of the world’s population will have died in God’s wrath and judgment. Yet the people in this Luke account are building, marrying, etc., when He suddenly returns and destruction begins.

If there were such great economic cataclysm as to completely throw the world into great chaos–as would occur with the U.S. and all of the world’s economies collapsing–there would not be a time such as described by Jesus in His prophecy. People would not be building, marrying, planting, and harvesting. They would be starving, and things would not be going along pretty much as normal, which are described as conditions in Jesus’ Luke 17: 26-29 prophecy.

The Rapture could be the pin that pops the economic bubble. The great destruction will then begin. God’s wrath and judgment will follow as Antichrist and his global reorganization of things come onto the scene.

Nothing is preventing us from going through a deep recession. The Tribulation hour does seem to be very near, but since a train of economic despair is rapidly heading our way, we can’t ignore reality. We may find ourselves having to endure a brief period of profound financial adjustment.

The first sign of problems is not the government defaulting on its massive debt. We owe trillions of dollars to the rest of the world, but the Chinese aren’t going to come and foreclose on the Statue of Liberty. Uncle Sam has the power of the printing press to service its debt. The U.S. Treasury can print all the money it needs to continue to fund our government’s operations.

The breaking point is when buyers lose faith in the dollar and in Treasury bills and T-bonds. As confidence falls, inflation and interest rates will begin to climb. The drop in the value of the dollar would be the most painful. In a currency crisis, things like Social Security checks, bank CDs, Treasury bonds, and insurance annuities all become worthless. To help you survive hard times, there are five core things you need to focus on:

1. Change Your Priorities
The first thing you need to do to prepare for hard times is change your priorities. In an economic downturn, our concern needs to switch from luxuries to core needs like food and shelter. We have become extremely spoiled by a host of modern conveniences. In an economic downturn, some of these things will have to be given up. Yes, it is possible to go on living without your cell phone.

In 2008, I read the sad story of a wealthy man who had everything and threw it all away. Adolf Merckle, the owner of a holding company inEurope, committed suicide when his firm lost billions of dollars in bad transactions. This guy went from being worth over $10 billion to just $1.6 billion. Of course, most people would have been thrilled to switch places with him. Merckle took his life because he couldn’t cope with the need to downsize his lifestyle.

2. Reduce Your Debt
Debt is a very seductive concept. Though the magic of credit, you can have everything you want right now. The price of instant gratification is that you become a slave to creditors and you put your financial health at risk. Debt is the first step on the slippery slope to monetary annihilation. When economic hardship comes, people who are heavily into debt are always the first to go.

If you can pay off any debt that you may have, that will do a lot towards improving your financial situation. By reducing the amount of minimum payments you have to make each month, you will be better prepared to handle a job loss or a financial emergency.

3. Preserve the Value of Your Money
If we should go into a period of hyper-inflation, it is very important to preserve the value of your money. Inflation is a very simple economic process, but few people understand how it robs them of their money.

There have been many times in history when hyper-inflation has destroyed the value of currency. France alone has had run-away inflation on at least a dozen occasions. One of the most famous examples of hyper-inflation occurred in post-World War I Germany. Here is a chart that shows the number of marks needed to buy one ounce of gold:

inflation

 

 

 

 

 

 

 

 

 

 

Gold and silver are good tools to hold the buying power of money. Because the government cannot produce gold or silver, it’s not going to decline in value. I prefer silver because you can sell silver coins as you need the cash. You have to be very careful about where you buy silver coins. Many precious metal dealers charge huge mark-ups or offer products that have no real value. Never buy anything from a TV ad or purchase items labeled “replica,” “clad,” or “proof.”

Most major cities have coin dealers. You want to always buy from a business that sells high volumes of coins. You should never purchase them from a pawn shop or flea market. A good online company is Apmex.com. They have some of the best prices on gold and silver.

4. Producing Your Own Food
During times of financial misfortune, the supply chain for food may become strained. As we switch from a steak-and-lobster economy to a beans-and-rice economy, filling one’s belly will be a daily top priority. Because most provisions have a limited shelf life, it’s good to be able to produce your own food. This may seem odd, but raising chickens is an excellent source of nourishment. Because most people don’t live on farms, or they have limited space to grow food, a small-scale poultry operation is a great way to feed your own family and provide local food to others. Chickens provide eggs every day, offering a concentrated amount of nutrition and essential fats. When the time comes, you can order hatchlings by mail and raise them on corn meal and the bugs that live in your yard.

Some people might initially be uneasy about the idea of eating chickens they raised by hand. Trust me, if you get hungry enough, more standard pets like Snowball and Lassie might well seem appealing.

5. Jesus Is Our Deliverer
I don’t recommend going hog wild by building a fortified compound in the backwoods. Nothing in the Bible says we should become recluses. Our hope is not in how much precious metal we have stashed away, in how well we can shoot a gun, or in our ability to process a deer carcass. Our trust should be in Jesus Christ, the One who has promised to deliver us from this doomed world.

“In my Father’s house are many mansions: if it were not so, I would have told you. I go to prepare a place for you. And if I go and prepare a place for you, I will come again, and receive you unto myself; that where I am, there ye may be also” (John 14:2-3).

“For I reckon that the sufferings of this present time are not worthy to be compared with the glory which shall be revealed in us” (Romans 8:18)


— Todd Strandberg